GUARANTEED SAFETY
There is no reason to risk your retirement money because traditional fixed and fixed index annuities guarantee you that you will never lose any of your principal deposit or interest credited to your account.
 
TAX-DEFERRED ACCUMULATION
 Annuities are not subject to Federal income taxes until you make withdrawals; this allows your money to grow faster than it would if it were in a plan taxed annually. This gives you Triple Compound: interest on your principal, interest on the interest earned and money saved by not having to pay   taxes annually on earned interest.
 
SALES OR MANAGEMENT FEES
Note: 100% of your money goes to work for you right way. No Management or Sales Fees.
 
COMPETITIVE INTEREST RATES
Traditional fixed annuities offer competitive interest rates and fixed index annuities combine safety (you never lose interest credited to your account) with potential upside stock market gains. (subject to a cap on the interest credited).

AVOIDANCE OF PROBATE
Proceeds can pass directly to your beneficiaries without the delays and the cost of probate.

ACCESS TO YOUR MONEY
There are a variety of ways to taking money out of your Annuity; including:
Annual 10% or more free withdrawals
Retirement income

INCOME FOR LIFE
            Other than Social Security, an Annuity contract is the only other way you are guaranteed lifetime income.
 
INCOME RIDERS

For a small fee, which is usually less than 1%, you can add an Income Rider to the Base Annuity contract.  This is a great option for someone who wants their money to grow for a few years, followed by receiving income. It guarantees you an interest rate of 6-7% or more annually.

BONUS PAYMENT
Some Annuity contracts give you a 5%- 12% or more bonus on your deposit(s).